Processing of applications for credit - effect of security freeze.
Mo. Rev. Stat. § 407.1385
in effect407.1385. Processing of applications for credit — effect of security freeze. — It shall not be considered a violation of any law that requires an application for credit to be processed within a specified time frame if a creditor is unable to meet this time frame because of inability to access a credit report due to a security freeze.
(L. 2008 H.B. 1384 and H.B. 2157)
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://revisor.mo.gov/main/OneSection.aspx?section=407.1385Fetched: 10/17/2026
