Secured person exemption for no liability insurance
N.D. Cent. Code § 26.1-41-20
in effect26.1-41-20. Secured person exemption for no liability insurance
In any action against a secured person to recover damages because of accidental bodily
injury arising out of the ownership or operation of a secured motor vehicle in this state, the
secured person may not be assessed damages for noneconomic loss for a serious injury in
favor of a party who has at least one prior unrelated conviction under section 39-08-20 and who
was operating a motor vehicle owned by that party at the time of injury without a valid policy of
liability insurance in order to respond to damages for liability arising out of the ownership,
maintenance, or use of that motor vehicle.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://ndlegis.gov/cencode/t26-1c41.pdf#nameddest=26p1-41-20Fetched: 10/16/2026