COVERAGE UNDER SIMPLIFIED APPLICATION FORM.

Tex. INS Code § 1201.152.
in effect
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(a) Notwithstanding Clause (b) of the provision required by Section 1201.208 (a), an individual accident and health insurance policy must cover any loss that occurs after 12 months from a preexisting condition if the insurer uses a simplified application form that does not include a question concerning the applicant's health history or medical treatment history. (b) This section applies regardless of whether the simplified application form includes a question regarding the applicant's health at the time of application. (c) This section does not require an insurer to cover a loss from a condition that the policy specifically excludes from coverage. Added by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. April 1, 2005.
Source: TX Statutes (Official Site)URL: https://statutes.capitol.texas.gov/Fetched: 6/29/2026
Tex. INS Code § 1201.152. — COVERAGE UNDER SIMPLIFIED APPLICATION FORM | Texas Statutes | Corpus