Stacking of basic no-fault benefits prohibited
N.D. Cent. Code § 26.1-41-14
in effect26.1-41-14. Stacking of basic no-fault benefits prohibited
When an injured person is provided basic no-fault benefits by an insurance policy issued in
compliance with this chapter, the injured person is covered only to the extent of the basic
no-fault benefits provided on the secured motor vehicle involved in the accident and the optional
excess no-fault benefits purchased by the injured person, or a relative of the injured person, on
a secured motor vehicle, if any, in excess of the basic no-fault benefits provided on the secured
motor vehicle involved in the accident. If any person is injured while occupying an unsecured
motor vehicle, basic no-fault benefits are only available to the extent of the applicable basic
no-fault benefits provided to the injured person as the owner of a secured motor vehicle or as a
relative of the owner of a secured motor vehicle. In either instance, basic no-fault benefits on
any secured motor vehicle may not be added or stacked upon basic no-fault benefits available
from any other source.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://ndlegis.gov/cencode/t26-1c41.pdf#nameddest=26p1-41-14Fetched: 10/16/2026