Information Concerning Previous Adverse Underwriting Decisions

215 ILCS 5/1012
in effect
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(215 ILCS 5/1012) (from Ch. 73, par. 1065.712) Sec. 1012. Information Concerning Previous Adverse Underwriting Decisions. No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning: (A) any previous adverse underwriting decision experienced by an individual, or (B) any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism. (Source: P.A. 81-1430.)
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://www.ilga.gov/legislation/ilcs/ilcs.aspFetched: 10/17/2026

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