Ind. Code ch. 37-4-5

in effect

Ind. Code § 37-4-5-1 Violations; deceptive act; Class A misdemeanor

Sec. 1. A person who knowingly or intentionally violates this article commits: (1) a Class A misdemeanor; (2) a deceptive act that is actionable by the attorney general under IC 24-5-0.5-4 and is subject to the penalties and remedies available to the attorney general under IC 24-5-0.5; and (3) a deceptive act that is actionable by the attorney general under IC 37-5-8-2 and is subject to the penalties and remedies available to the attorney general under IC 37-5. [Pre-2026 Revision Citation: 24-5.5-6-1.] As added by P.L.115-2026, SEC.97.

Ind. Code § 37-4-5-2 Homeowner's cause of action; damages; attorney's fees

Sec. 2. (a) A homeowner may bring an action against a person for damages incurred as a result of a violation of this article. (b) A homeowner who: (1) brings an action under this section; and (2) is awarded damages; may seek reasonable attorney's fees. [Pre-2026 Revision Citation: 24-5.5-6-2.] As added by P.L.115-2026, SEC.97.

Ind. Code § 37-4-5-3 Attorney's fees; treble damages

Sec. 3. (a) A court may award attorney's fees under section 2(b) of this chapter. (b) If the court finds that a person willfully or knowingly violated this article, the court may award damages equal to three (3) times the amount of actual damages. [Pre-2026 Revision Citation: 24-5.5-6-3.] As added by P.L.115-2026, SEC.97.

Ind. Code § 37-4-5-4 Indiana housing and community development authority; list of nonprofit organizations

Sec. 4. (a) The Indiana housing and community development authority shall maintain a list of nonprofit organizations that: (1) offer counseling or advice to homeowners in foreclosure or loan defaults; and (2) do not contract for services with for-profit lenders or foreclosure purchasers. (b) The Indiana housing and community development authority shall provide names and telephone numbers of the organizations described in subsection (a) to a homeowner upon request. [Pre-2026 Revision Citation: 24-5.5-6-4.] As added by P.L.115-2026, SEC.97.

Ind. Code § 37-4-5-5 Attorney general's authority to adopt rules

Sec. 5. The attorney general may adopt rules under IC 4-22-2 necessary to implement this article. [Pre-2026 Revision Citation: 24-5.5-6-5.] As added by P.L.115-2026, SEC.97.

Ind. Code § 37-4-5-6 Credit services organizations statute not preempted

Sec. 6. Except as provided in IC 24-5-15-7(d), this article may not be construed to preempt the provisions of IC 24-5-15-1 through IC 24-5-15-11. [Pre-2026 Revision Citation: 24-5.5-6-6.] As added by P.L.115-2026, SEC.97.

Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://iga.in.gov/laws/2026/ic/titles/37Fetched: 10/17/2026