Section 4979.6.

Cal. Financial Code - FIN § 4979.6.
in effect
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A person who originates a covered loan shall not make a covered loan that finances points and fees in excess of one thousand dollars ($1,000) or 6 percent of the original principal balance, exclusive of points and fees, whichever is greater.
Source: CA Legislative Counsel Bulk DataURL: https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zipFetched: 6/27/2026

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Cal. Financial Code - FIN § 4979.6. — Section 4979.6 | Financial Code - FIN | Corpus