Foster youth auto insurance availability; list of insurers; payment of costs of auto insurance
Ind. Code § 27-1-22-20.1
in effectSec. 20.1. (a) For purposes of this section, an individual is a "foster youth" if:
(1) the department of child services; or
(2) a designee of the department of child services;
certifies or acknowledges that the individual is a foster youth (as defined by IC 31-9-2.1-110(b)).
(b) The department of child services established by IC 31-25-1-1 shall make available to foster youths and to the public a list, provided by the Insurance Institute of Indiana, identifying insurers that may provide automobile insurance coverage outside the plan described in subsection (c) for a minor without a guardian cosigner. The list of insurers shall be reviewed annually.
(c) An assigned risk automobile insurance plan established by insurers under section 20 of this chapter must, subject to the rules of the plan, make automobile insurance available to a foster youth who:
(1) is at least sixteen (16) years of age and not more than twenty-three (23) years of age; and
(2) is receiving services from the department of child services.
(d) An applicant who is a foster youth is responsible for paying all costs of a policy of automobile insurance issued under subsection (c). A state or local government agency, foster parent, or entity providing services to an applicant under a contract or at the direction of a state or local government agency shall not be required to pay any costs associated with a policy of automobile insurance issued under subsection (c) and shall not be liable for any damages that result from the foster youth's operation of an automobile owned and insured by the foster youth.
As added by P.L.97-2023, SEC.9. Amended by P.L.46-2024, SEC.2; P.L.67-2026, SEC.2; P.L.145-2026, SEC.139.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://iga.in.gov/laws/2026/ic/titles/27Fetched: 10/17/2026