Md. Code, Insurance § 12-209

in effect

A life insurance or health insurance policy or annuity contract may not be delivered or issued for delivery in the State if the policy or contract: (1) states that the policy or contract is to be construed according to the laws of another state or country; (2) states that the rights and obligations of the insured or of a person with a claim under the policy or contract are to be governed by laws other than the laws of this State; (3) provides a period shorter than 3 years within which an action may be brought on the policy or contract; (4) deprives the courts of the State of the jurisdiction of any action against the insurer; (5) provides that the insurance producer who solicits the insurance or annuity is the agent of the insured; or (6) makes the acts or representations of the insurance producer who solicits the insurance or annuity binding on the insured.

Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin&section=12-209&enactments=falseFetched: 10/17/2026