Payable through or payable at bank; collecting bank.
F.S. 674.1061
in effect(1)
If an item states that it is “payable through” a bank identified in the item:
(a)
The item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item; and
(b)
The item may be presented for payment only by or through the bank.
(2)
If an item states that it is “payable at” a bank identified in the item:
(a)
The item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item; and
(b)
The item may be presented for payment only by or through the bank.
(3)
If a draft names a nonbank drawee and it is unclear whether a bank named in the draft is a codrawee or a collecting bank, the bank is a collecting bank.
Source: FL Statutes (Official Site)URL: https://www.flsenate.gov/Laws/Statutes/2025/Chapter674/AllFetched: 7/8/2026