WRITTEN AGREEMENT REQUIRED.

Tex. OCC Code § 2153.254.
in effect
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A license holder may extend or lend credit only if the credit transaction is evidenced by a written agreement that: (1) is signed by the parties to the agreement; and (2) specifies the: (A) credit amount; (B) consideration for the credit transaction; and (C) terms governing repayment.
Source: TX Statutes (Official Site)URL: https://statutes.capitol.texas.gov/Fetched: 6/29/2026

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