Certain homeowners' insurance inquiries not deemed as claim; violations, penalties.

N.J. Stat. § 17:29B-4.1
in effect
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1. a. No inquiry by an insured for information regarding the insured's homeowners' insurance policy, or coverage for a particular loss under that policy, shall be categorized as a claim for the purpose of determining adverse claims experience. b. An insurer who violates this act shall be subject to a penalty of up to $5,000 for each violation unless the insurer knew or reasonably should have known he was in violation of this act, in which case the penalty shall not be more than $25,000 for each violation. The penalty shall be collected in a summary proceeding in accordance with the "Penalty Enforcement Law of 1999," P.L.1999, C.274 (C.2A:58-10 et seq.). L.2001,c.235,s.1.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://www.njleg.state.nj.us/legislative-activity/statutesFetched: 10/17/2026
N.J. Stat. § 17:29B-4.1 — Certain homeowners' insurance inquiries not deemed as claim; violations, penalties | New Jersey Statutes (Aug. 2026 snapshot) | Corpus