USE OF OPTIONAL CEILING.

Tex. FIN Code § 353.105.
in effect
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As an alternative to the maximum rate or amount authorized for a time price differential under Section 353.104 or 353.106 , a retail installment contract may provide for a rate or amount of time price differential that does not exceed the rate or amount authorized by Chapter 303 . Added by Acts 2011, 82nd Leg., R.S., Ch. 117 (H.B. 2559 ), Sec. 17, eff. September 1, 2011.
Source: TX Statutes (Official Site)URL: https://statutes.capitol.texas.gov/Fetched: 6/29/2026

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