Inspection of records, by whom - credit reporting, allowed when.
Mo. Rev. Stat. § 369.099
in effect369.099. Inspection of records, by whom — credit reporting, allowed when. — 1. Every member and every stockholder may inspect such books and records of an association as pertain to such person's loan or account. Otherwise, the right of inspection and examination of the books and records shall be limited to:
(1) The director of the division of finance or the director's duly authorized representatives as provided in sections 369.010 to 369.369 ;
(2) Persons duly authorized to act for the association; and
(3) The Office of Thrift Supervision or any successor thereto, Federal Deposit Insurance Corporation or any successor thereto, or other such insurer of the accounts of the association, any federal home loan bank, or savings and loan supervisory authorities located in other states in which an association maintains an office.
2. The books and records pertaining to the accounts and loans of account holders, borrowers, and stockholders shall be kept confidential by the association, its directors, officers and employees, and by the director of the division of finance, the director's examiners and representatives, except where the disclosure thereof is authorized or directed by subsection 1 of this section. No person shall be furnished or shall possess a partial or complete list of the members except upon express action and authority of the board of directors.
3. An association may report credit information concerning borrowers of the association, and concerning borrowers whose loans the association is servicing for others, to a consumer reporting agency, as defined by the Fair Credit Reporting Act, Title VI of the Consumer Credit Protection Act of 1968 as amended, and to other lenders in connection with a transaction involving a borrower.
4. Stockholders in capital stock associations shall have the right to examine as prescribed in section 351.215 , but no stockholder or other person shall have the right to inspect the records of account holders or borrowers other than such person's own account except as provided in subsections 1 and 2 of this section.
(L. 1971 S.B. 3 § 19, A.L. 1982 S.B. 464, A.L. 1989 S.B. 40, A.L. 1994 H.B. 1165) Effective 7-06-94
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://revisor.mo.gov/main/OneSection.aspx?section=369.099Fetched: 10/17/2026