Security interest perfected upon attachment.
F.S. 679.3091
in effectThe following security interests are perfected when they attach:
(1)
A purchase-money security interest in consumer goods, except as otherwise provided in s. 679.3111(2) with respect to consumer goods that are subject to a statute or treaty described in s. 679.3111(1);
(2)
An assignment of accounts or payment intangibles which does not by itself or in conjunction with other assignments to the same assignee transfer a significant part of the assignor’s outstanding accounts or payment intangibles;
(3)
A sale of a payment intangible;
(4)
A sale of a promissory note;
(5)
A security interest created by the assignment of a health-care-insurance receivable to the provider of the health-care goods or services;
(6)
A security interest arising under s. 672.401, s. 672.505, s. 672.711(3), or s. 680.508(5), until the debtor obtains possession of the collateral;
(7)
A security interest of a collecting bank arising under s. 674.2101;
(8)
A security interest of an issuer or nominated person arising under s. 675.118;
(9)
A security interest arising in the delivery of a financial asset under s. 679.2061(3);
(10)
A security interest in investment property created by a broker or securities intermediary;
(11)
A security interest in a commodity contract or a commodity account created by a commodity intermediary;
(12)
An assignment for the benefit of all creditors of the transferor and subsequent transfers by the assignee thereunder; and
(13)
A security interest created by an assignment of a beneficial interest in a decedent’s estate.
Source: FL Statutes (Official Site)URL: https://www.flsenate.gov/Laws/Statutes/2025/Chapter679/AllFetched: 7/8/2026