Insurance.

S.C. Code Ann. § 27-31-240
in effect
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The council of co-owners shall insure the property against risks, without prejudice to the right of each co-owner to insure his apartment on his own account and for his own benefit.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://www.scstatehouse.gov/code/t27c031.phpFetched: 10/17/2026