Ind. Code § 27-7-5.1-1 "Financial responsibility"
Sec. 1. As used in this chapter, "financial responsibility" means the ability to respond in damages as described in IC 9-25-2-3.
As added by P.L.136-2015, SEC.1.
Ind. Code ch. 27-7-5.1
Ind. Code ch. 27-7-5.1
in effectInd. Code § 27-7-5.1-2 "Motor vehicle insurance policy"
Sec. 2. As used in this chapter, "motor vehicle insurance policy" means a policy that provides the kind of coverage described in Class 2(f) of IC 27-1-5-1.
As added by P.L.136-2015, SEC.1.
Ind. Code § 27-7-5.1-3 "Noneconomic damages"
Sec. 3. (a) As used in this chapter, "noneconomic damages" means costs for the following:
(1) Physical and emotional pain and suffering.
(2) Physical impairment.
(3) Emotional distress.
(4) Mental anguish.
(5) Loss of enjoyment.
(6) Loss of companionship, services, and consortium.
(7) Any other nonpecuniary loss proximately caused by a motor vehicle accident.
(b) The term does not include costs for the following:
(1) Treatment and rehabilitation.
(2) Medical expenses.
(3) Loss of economic or educational potential.
(4) Loss of productivity.
(5) Absenteeism.
(6) Support expenses.
(7) Accidents or injury.
(8) Any other pecuniary loss proximately caused by a motor vehicle accident.
As added by P.L.136-2015, SEC.1.
Ind. Code § 27-7-5.1-4 "Uninsured motorist with a previous violation"
Sec. 4. As used in this chapter, "uninsured motorist with a previous violation" means an individual who:
(1) owns a motor vehicle:
(A) that is involved in an accident; and
(B) for which financial responsibility is not in effect as required by IC 9-25-4; and
(2) during the immediately preceding five (5) years, has been required to provide proof of future financial responsibility for any period;
regardless of whether the individual is operating the motor vehicle at the time of the accident.
As added by P.L.136-2015, SEC.1. Amended by P.L.86-2021, SEC.20.
Ind. Code § 27-7-5.1-5 Prohibition on payment of noneconomic damages
Sec. 5. An insurer may not pay noneconomic damages on a claim for coverage under a motor vehicle insurance policy issued by the insurer if the claim is for coverage for a loss incurred by an uninsured motorist with a previous violation.
As added by P.L.136-2015, SEC.1.
Ind. Code § 27-7-5.1-6 Application of prohibition
Sec. 6. (a) Section 5 of this chapter does not apply to a claim for coverage for a loss incurred by an uninsured motorist with a previous violation who is less than eighteen (18) years of age.
(b) Section 5 of this chapter does not apply to a claim for coverage for a loss incurred by any person other than an uninsured motorist with a previous violation.
(c) Section 5 of this chapter does not apply if a person other than the uninsured motorist with a previous violation:
(1) operates a motor vehicle involved in the accident; and
(2) is convicted of a crime in connection with the accident.
As added by P.L.136-2015, SEC.1.
Ind. Code § 27-7-5.1-7 Expired
As added by P.L.24-2017, SEC.5. Expired 12-31-2019 by P.L.24-2017, SEC.5.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://iga.in.gov/laws/2026/ic/titles/27Fetched: 10/17/2026