Applicability
Ind. Code § 37-3-1-2
in effectSec. 2. This article applies to:
(1) a lender;
(2) a bank, savings association, credit union, or other state or federally regulated financial institution except those that are specifically exempt regarding limitations on interest rates and fees; or
(3) a person, if the department determines that a transaction is:
(A) in substance a disguised loan; or
(B) the application of subterfuge for the purpose of avoiding this chapter.
[Pre-2026 Revision Citation: 24-4.5-7-102(5).]
As added by P.L.115-2026, SEC.97.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://iga.in.gov/laws/2026/ic/titles/37Fetched: 10/17/2026