215 ILCS 123/45

in effect

(215 ILCS 123/45) Sec. 45. Disclosure requirements. In connection with the offering for sale of any health insurance contract or certificate under the contract to an HPG sponsor, HPG, employer, and employee, a risk-bearer shall make a reasonable disclosure, as part of its solicitation and sales materials of all of the following: (1) the provisions of the health insurance contracts concerning the risk-bearer's right to change premium rates and the factors, other than claim experience, that affect changes in premium rates; (2) the provisions relating to renewability of policies and contracts; (3) the provisions relating to any preexisting condition provision; and (4) the provisions relating to portability provisions. (Source: P.A. 90-337, eff. 1-1-98; 90-567, eff. 1-23-98.)

Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://www.ilga.gov/legislation/ilcs/ilcs.aspFetched: 10/17/2026