Md. Code, Insurance § 18-116
Md. Code, Insurance § 18-116
in effect(a) Except as provided in subsection (b) of this section, a premium increase under long-term care insurance may not be based on the age of the insured or certificate holder.
(b) A carrier may impose an across-the-board premium increase on policies or contracts of long-term care insurance that the carrier issues or delivers in the State after the carrier:
(1) submits to the Commissioner an actuarial memorandum that supports the proposed premium increase; and
(2) obtains the approval of the Commissioner.
(c) This section does not prohibit age-banding.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin§ion=18-116&enactments=falseFetched: 10/17/2026