Md. Code, Insurance § 12-304
Md. Code, Insurance § 12-304
in effect(a) If an insurer issues and delivers a policy to a lender on property of a borrower that has been pledged, mortgaged, or is subject to a conditional contract of sale, the insurer must issue a certificate to the borrower or owner of the property in accordance with subsection (b) of this section.
(b) The certificate issued under this section shall set forth:
(1) the coverages provided in the policy;
(2) the amount of premium charged for the policy;
(3) the date the policy takes effect; and
(4) the date the policy expires.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin§ion=12-304&enactments=falseFetched: 10/17/2026