CONTRACTS OF INSURANCE
Nev. Rev. Stat. 687B
in effectContents
section687B.010. Scope.section687B.011. Definitions.section687B.015. Binder defined.section687B.018. Medicare supplemental policy defined.section687B.021. Signatures.section687B.030. Waiver of payment of premium.section687B.040. Insurable interest: Personal insurance.section687B.050. Insurable interest: Exception when certain institutions designated beneficiary.section687B.060. Insurable interest: Property.section687B.070. Power to contract; purchase of insurance and annuities by minors.section687B.080. Consent of insured to life or health insurance required; exceptions; notice of application for or request to increase coverage of insurance upon life of another required.section687B.090. Alteration of application: Life and health insurance.section687B.100. Application as evidence.section687B.110. Representations in applications.section687B.113. Control of cost of health care: Provisions encouraging use of certain services and facilities.section687B.117. Control of cost of health care: Insurer required to use three or more practices that control cost in administering benefits.section687B.120. Filing and approval of forms; exemption; appeal of disapproval or withdrawal of previous approval.section687B.122. Readability of policies: Applicability of requirements.section687B.124. Readability of policies: Flesch test; type size, style, arrangement and overall appearance; index or table of contents; scoring riders or other forms separately.section687B.126. Readability of policies: Filing policy for Commissioners approval; exceptions to score requirements on Flesch test.section687B.128. Readability of policies: Required approval by Commissioner in certain circumstances.section687B.130. Grounds for disapproval or withdrawal of previous approval.section687B.140. Standard provisions.section687B.145. Provisions in policies of casualty insurance: Proration of recovery or benefits; uninsured and underinsured vehicle coverage; coverage for medical expenses; insurer not entitled to subrogation upon payment made because of underinsured vehicle coverage.section687B.147. Exclusion, reduction or limitation of certain coverage in motor vehicle insurance policies allowed; conditions; form and contents of disclosure.section687B.150. Requirement for making any portion of charter, bylaws or certain other documents of insurer part of contract.section687B.160. Execution of policies.section687B.170. Underwriters and combination policies.section687B.180. Validity and construction of noncomplying forms.section687B.182. Binders: Issuance; period of effectiveness.section687B.183. Binders: Forms; required statement related to certain policies; delivery of copies.section687B.184. Binders: Limits of coverage, effective date and premium for policy issued as replacement.section687B.185. Binders: Prohibition of use to lower premiums.section687B.186. Binders: Proof of insurance coverage; penalties for refusal to accept; exception.section687B.187. Binders: Disapproval of insurer.section687B.190. Delivery of policy covering motor vehicle: Vendor, mortgagee or pledgee required to deliver duplicate to vendee, mortgagor or pledgor; stamped statement regarding certain lack of coverage; exception.section687B.200. Assignability: Life or health insurance policy.section687B.210. Payment under life or health insurance policy or annuity contract discharges insurer from claims under policy or contract; exception.section687B.220. Forms for proof of loss required to be furnished by insurer to insured claimant.section687B.225. Requirements for contracts for payment of cost of medical or dental care which require prior authorization of care.section687B.240. Administration of claims not waiver.section687B.250. Payment not to constitute admission of liability or waiver of defenses.section687B.255. Insurer required to pay claim with negotiable instrument.section687B.260. Exemption of proceeds of certain policies.section687B.270. Exemption of proceeds: Health insurance.section687B.280. Exemption of proceeds: Group insurance.section687B.290. Exemption of proceeds: Annuities; assignability of rights.section687B.300. Retention of proceeds of policy by insurer.section687B.310. Cancellations and nonrenewals; scope of application.section687B.320. Policies other than industrial insurance policies: Grounds for midterm cancellation; notice to policyholder.section687B.325. Industrial insurance policies: Grounds for midterm cancellation; notice to policyholder; provisions do not prohibit change in premium rate; terms of certain policies.section687B.330. Anniversary cancellation.section687B.340. Nonrenewals.section687B.345. Annual review of coverage and benefits provided in policy.section687B.350. Renewal with change in policy or coverage provisions without certain notice to insured prohibited; exceptions.section687B.351. Requirements relating to purchase of Medicare supplemental policies by persons less than 65 years of age who are eligible for Medicare; limitation on premiums; open enrollment period.section687B.352. Open enrollment period for Medicare supplemental policies required; prohibited acts; notice; treatment of Medicare supplemental policies purchased during open enrollment period for purposes relating to payment of commissions.section687B.355. Insurer required to provide to policyholder information about claims paid on behalf of policyholder; fee; regulations.section687B.360. Notice of cancellation or nonrenewal: Insurer required to provide to policyholder information about grounds upon request; notice ineffective unless contains information about right of policyholder to make such a request.section687B.370. Certain notice ineffective unless contains information about applying for insurance through certain plans.section687B.380. Immunity.section687B.383. Refusal to issue, cancellation of, nonrenewal of or increase in premium or rate for certain policies solely on basis of breed of dog prohibited; exception; permissible inquiry by insurer regarding dog.section687B.385. Refusal to issue, cancellation, nonrenewal or increase in premium of policy of motor vehicle insurance due to claims for which insured was not at fault, claims for which insurer made no payment or recovered entirety of payment or inquiries relating to a claim prohibited.section687B.390. Cancellation or nonrenewal of automobile liability insurance policy on sole basis of age, residence, race, color, creed, national origin, ancestry, sexual orientation, gender identity or expression or occupation of insured prohibited.section687B.400. Refusal to issue, reduction of liability limits of or increase in premium of automobile liability insurance policy on sole basis of reaching certain age prohibited; burden of proof; cost of medical examination; exception.section687B.402. Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding genetic information.section687B.404. Adherence by insurer or organization providing health coverage to certain federal laws regarding parity in coverage for mental health and substance use disorder treatment; data request; submission of data or report to Commissioner; confidentiality of information; report by Commissioner; regulations.section687B.406. Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding dependent students.section687B.407. Authority of nonprofit health benefit plan to use list of preferred prescription drugs developed by Nevada Health Authority as formulary and obtain such drugs through purchasing agreements negotiated by Authority; notification of Authority.section687B.408. Insurer that issues certain policies of health insurance required to notify insured and physician before effective date of changes related to prescription drugs used for transplanted organs.section687B.409. Payments to out-of-network providers for treatment of mental health or alcohol or substance use disorder; assignment of benefits.section687B.410. Withdrawal of provision of insurance for particular class of insureds: Notice to Commissioner; administrative review upon request from insured.section687B.420. Notice of proposed cancellation, nonrenewal or alteration of terms of certain policies, contracts or plans of insurance.section687B.430. Regulations: Form, content and sale of policies which provide for payment of expenses not covered by Medicare; sale of more than one policy of health insurance to same person.section687B.440. Umbrella policies: Requirement of signed disclosure statement from individual indicating whether policy includes uninsured or underinsured motorist coverage; form.section687B.450. Required medical examination of applicant or insured: Duty of insurer to provide notification of potentially serious medical condition; exception; regulations.section687B.460. Certificates of insurance for property or casualty insurance: Not part of, amend any term of or alter or expand coverage, exclusion or condition of contract or policy.section687B.470. Health benefit plan defined.section687B.480. Required manner of availability; required notice related to Silver State Health Insurance Exchange in certain circumstances; regulations.section687B.490. Requirements for carrier offering coverage in small employer group or individual market: Demonstration of capacity to adequately deliver services by applying to Commissioner for issuance of network plan and submission of information; determination by Commissioner; certification of plan or specification of deficiency; annual summary; periodic determinations by Commissioner concerning availability and accessibility of services of approved plan.section687B.500. Basis for premium rate; exceptions.section687B.600. Definitions.section687B.602. Administrator defined.section687B.605. Covered person defined.section687B.606. Dental care defined.section687B.607. Direct notification defined.section687B.610. Evidence of coverage defined.section687B.615. Health benefit plan defined.section687B.620. Health care services defined.section687B.625. Health carrier defined.section687B.630. Intermediary defined.section687B.635. Medically necessary defined.section687B.640. Network defined.section687B.645. Network plan defined.section687B.650. Participating provider of health care defined.section687B.655. Primary care physician defined.section687B.658. Provider network contract defined.section687B.660. Provider of health care defined.section687B.664. Third party defined.section687B.665. Utilization review defined.section687B.670. Requirements to offer or issue network plan.section687B.675. Provision of information to Office for Consumer Health Assistance.section687B.680. Health carrier required to establish mechanism for ongoing notification of participating providers of health care of services covered by network plan and for which provider is responsible.section687B.690. Required provisions in contract between participating provider of health care and health carrier.section687B.692. Provider network contract: Circumstances in which health carrier prohibited from denying request to enter into contract from a provider of health care employed or accepting employment with medical school; grounds for denial of request or termination of contract.section687B.693. Access to services and contractual discounts of a provider of health care: Inapplicability of provisions.section687B.694. Access to services and contractual discounts of a provider of health care: Requirements for granting access; termination; confidentiality.section687B.695. Access to services and contractual discounts of a provider of health care: Obligations of third party that grants access to another third party.section687B.696. Access to services and contractual discounts of a provider of health care: Information required to be provided to health carrier and providers of health care by third parties; update of information.section687B.697. Access to services and contractual discounts of a provider of health care: Obligations of health carrier and third parties concerning remittance advice or explanation of payment; refusal of discount taken on such advice or explanation by provider of health care; correction of error in advice or explanation; requirements of third party for such access.section687B.700. Contract required to provide requirement that participating provider of health care continue delivery of services if health carrier or intermediary insolvent or ceases operations for specified period; billing of covered person.section687B.710. Certain provisions included in contract required to be construed in favor of covered person, survive termination of contract and supersede certain contrary agreements.section687B.720. Contract required to provide for notice of insolvency or cessation of operations of health carrier or intermediary to participating provider of health care.section687B.723. Claim for dental care: Health carrier or administrator of health benefit plan prohibited from denying claim for which prior authorization has been granted; exceptions.section687B.725. Claim for dental care: Requirements and limitations related to recovery of overpayments.section687B.730. Health carrier required to notify participating provider of health care of administrative policies and programs of carrier; health carrier required to provide participating provider of health care and covered person explanation of process for paying claims submitted by participating provider of health care; exemptions.section687B.740. Inducement to provide less than medically necessary health care services prohibited.section687B.750. Health carrier not to prohibit certain actions by participating provider of health care.section687B.760. Health records; confidentiality.section687B.770. Assignment or delegation of rights and responsibilities without prior written consent prohibited.section687B.780. Health carrier required to ensure that participating providers of health care furnish covered services to all covered persons; exception.section687B.790. Health carrier required to notify participating providers of health care of obligation to collect coinsurance, copayment or deductible or notify covered person of obligation for services not covered.section687B.795. Health carrier required to demonstrate capacity to adequately deliver family planning services provided by pharmacists or pharmacies; notice to covered persons; regulations.section687B.800. Retaliation for good faith reporting to state or federal authority prohibited.section687B.805. Prohibited acts by health carrier relating to 340B Program; provisions do not prohibit certain entities from taking actions necessary to prevent duplicate discounts or rebates or ensure financial stability of Medicaid program.section687B.810. Health carrier required to establish mechanism to allow participating provider of health care to determine whether a person is a covered person or within grace period for payment of premium.section687B.820. Procedures for resolution of disputes; exemptions.section687B.830. Contract for purposes of network plan prohibited from conflicting with network plan or law; notice of provisions and incorporated documents; notice of changes.section687B.840. Health carrier required to inform participating provider of health care of status and inclusion on certain lists maintained by health carrier upon request or change in such status or inclusion.section687B.850. Regulations.section687B.860. Definitions.section687B.862. Attachment point defined.section687B.864. Group health plan defined.section687B.866. Health care services defined.section687B.868. Multiple employer welfare arrangement defined.section687B.870. Network defined.section687B.872. Policy of provider stop-loss insurance defined.section687B.874. Policy of stop-loss insurance defined.section687B.876. Provider of health care defined.section687B.878. Reporting of premiums written in this State for policies of stop-loss insurance.section687B.880. Exercise of reasonable diligence related to legitimacy and authority required before issuing policy of stop-loss insurance for group health plan.section687B.882. Policy form for policy of stop-loss insurance for group health plan: Filing; approval; requirements.section687B.884. Policy form for policy of provider stop-loss insurance: Filing; approval; requirements; accompanying certification.section687B.900. Definitions.section687B.910. Health carrier defined.section687B.920. Insured defined.section687B.930. Medically necessary defined.section687B.940. Prior authorization defined.section687B.950. Provider of health care defined.section687B.960. Applicability.section687B.970. Authorization for contracts or policies of insurance for payment of cost of medical or dental care to require prior authorization of care; filing with Commissioner of procedure for obtaining prior authorization; period for health carrier to respond to request for prior authorization; discrimination among persons licensed to provide covered care prohibited.section687B.980. Prohibition against requiring prior authorization for certain services, care or goods.section687B.990. Violations.section687B.4095. Policies of health insurance including prescription drug coverage: Restrictions on moving prescription drug from lower-cost tier to higher-cost tier.
Source: NV Statutes (Official Site)URL: https://www.leg.state.nv.us/nrs/NRS-687B.htmlFetched: 10/4/2026