Section 10232.5.
Cal. Insurance Code - INS § 10232.5.
in effectOn or after January 1, 1990, no long-term care insurance policy may be delivered or issued for delivery in this state which does any of the following:
(a)
Preconditions the availability of benefits on prior hospitalization.
(b)
Conditions eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care.
(c)
Preconditions the availability of benefits for community-based care, home health care, or home care on
prior institutionalization.
(d)
Conditions eligibility for noninstitutional benefits, other than those in subdivision (c), on a prior institutional stay of more than 30 days.
Source: CA Legislative Counsel Bulk DataURL: https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zipFetched: 6/27/2026