Md. Code, Insurance § 12-105
Md. Code, Insurance § 12-105
in effectWithout limitation of any right or defense of an insurer, the following acts by or on behalf of an insurer are not considered to be a waiver of a provision of a policy or of a defense of the insurer under the policy:
(1) acknowledging the receipt of notice of loss or claim under the policy;
(2) furnishing a form for:
(i) reporting a loss or claim;
(ii) giving information relating to a loss or claim; or
(iii) making proof of a loss;
(3) receiving or acknowledging receipt of a form or proof listed in item (2) of this section, completed or uncompleted;
(4) investigating a loss or claim under a policy; or
(5) engaging in negotiations toward settlement of a loss or claim.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin§ion=12-105&enactments=falseFetched: 10/17/2026