Requirements.
12 Pa.C.S. § 6332
in effect(a) Signature.--A seller may not obtain the signature of a buyer on an application for an open-end credit agreement if it contains blank spaces to be filled in after it has been signed.
(b) Separate agreement unnecessary.--A buyer does not need to sign a separate account agreement when a new purchase is made under an existing agreement.
(c) Heading.--The following heading shall appear at the top of the agreement or directly above the space reserved for the signature of the buyer:
(1) "Security Agreement" if the seller retains a security interest in the goods as security for the goods or services purchased.
(2) "Lien Contract" if the seller obtains a lien on other goods or nonresidential real estate as security for the goods or services purchased.
(3) "Open-End Credit Agreement" if the seller does not obtain security for the goods or services purchased.
(d) Entire agreement.--The written agreement shall contain the entire agreement of the parties regarding the costs and terms of payment for the goods and services.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://www.palegis.us/statutes/consolidated/view-statute?txtType=HTM&ttl=12Fetched: 10/16/2026