Medical debt defined.
Nev. Rev. Stat. § 649.036
in effect1. Medical debt means any debt owed for goods or services provided by a medical facility, a provider of health care or a provider of emergency medical services.
2. Except as otherwise provided in subsection 3, the term includes the financing or an extension of credit by a third party for the sole purpose of purchasing goods or services provided by a medical facility, a provider of health care or a provider of emergency medical services.
3. The term does not include an open-end or closed-end extension of credit made by a financial institution to a borrower that may be used by the borrower, at his or her own discretion, for any purpose other than the purchase of goods or services provided by a medical facility, a provider of health care or a provider of emergency medical services.
Source: NV Statutes (Official Site)URL: https://www.leg.state.nv.us/nrs/NRS-649.htmlFetched: 10/4/2026