AGREEMENT TO WHICH CHAPTER DOES NOT APPLY.

Tex. FIN Code § 303.301.
in effect
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The rate ceilings provided by this chapter do not apply to an agreement: (1) under which credit is extended by the seller, or an owner, subsidiary, or corporate affiliate of the seller, for a transaction governed by Chapter 601 , Business & Commerce Code; and (2) that is secured by a lien on the obligor's homestead. Amended by Acts 1999, 76th Leg., ch. 62, Sec. 7.18(a), eff. Sept. 1, 1999.
Source: TX Statutes (Official Site)URL: https://statutes.capitol.texas.gov/Fetched: 6/29/2026

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