Journal of mortgage transactions for Mississippi residential loans that licensee originates and/or funds; journal of serviced loans for Mississippi residential loans that licensee owns and/or services [Repealed effective July 1, 2020].
Miss. Code Ann. § 81-18-35
repealedEach licensee shall maintain a journal of mortgage transactions at the principal place of business as stated on its license for all Mississippi residential loans that the licensee originated and/or funded. This journal shall be separate from non-Mississippi loans. The journal shall include at least the following information: Name of applicant and co-applicant, if applicable; Date of application; Disposition of loan application, indicating date of loan closing, loan denial, withdrawal and name of lender if applicable; Property address; Loan amount; Terms; Loan program; and Loan originator. Each licensee shall maintain a journal of serviced loans at the principal place of business as stated on its license, for all Mississippi residential loans that the licensee owns and/or services. This journal shall be kept separate from non-Mississippi loans. The journal shall include at least the following information: The number of mortgage loans the licensee is servicing; The type and characteristics of the loans; The number of serviced loans in default, along with a breakdown of thirty-, sixty- and ninety-day delinquencies; Information on loss mitigation activities, including details on workout arrangements undertaken and date loss mitigation application was submitted/approved/denied; Information on foreclosures commenced and completed; Name of applicant and co-applicant, if applicable; and Date the loan was boarded/deboarded, if applicable.
Source: Public.Resource.Org MS CodeURL: https://unicourt.github.io/cic-code-ms/transforms/ms/ocms/r78/gov.ms.code.title.81.htmlFetched: 6/10/2026