Md. Code, Insurance § 18-108
Md. Code, Insurance § 18-108
in effect(a) If long-term care benefits are part of a life insurance policy or rider, the carrier shall provide a policy summary at the time of policy delivery.
(b) The policy summary required to be delivered under subsection (a) of this section shall include:
(1) information required to be included in an outline of coverage under § 18-106 of this title;
(2) an explanation of how the long-term care benefits interact with other components of the life insurance policy, including deductions from death benefits;
(3) an illustration of the amount of benefits, length of benefit, and guaranteed lifetime benefits if any, for each covered individual;
(4) any exclusions, reductions, or limitations on benefits of long-term care; and
(5) if applicable to the policy type:
(i) a disclosure of the effects of exercising other rights under the policy;
(ii) a disclosure of guarantees related to long-term care costs of insurance charges; and
(iii) current and projected maximum lifetime benefits.
Source: Open US Law by Vaquill AI (CC BY 4.0)URL: https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin§ion=18-108&enactments=falseFetched: 10/17/2026