Cal. Business and Professions Code - BPC § 19248. Section 19248.
(a)
The bureau, in granting permits pursuant to this chapter, shall require a household mover to procure, and continue in effect during the life of the permit, adequate protection against liability imposed by law upon the
household mover for the payment of damages for personal bodily injuries, including death resulting therefrom, and property damage in the following amounts:
(1)
Not less than two hundred fifty thousand dollars ($250,000) on account of bodily injuries to or death of one person.
(2)
Not less than five hundred thousand dollars ($500,000) on account of bodily injuries to or death of more than one person as a result of any one accident. The recovery of each person is subject to the limitation contained in paragraph (1).
(3)
Not less than one hundred thousand dollars ($100,000) for one accident resulting in damage to or destruction of property, other than property being transported by the
household mover
for any shipper or consignee, whether it is the property of one or more than one claimant.
(4)
Not less than six hundred thousand dollars ($600,000) on account of bodily injuries to or death of one or more persons and damage to or destruction of property, other than property being transported by the household mover for any shipper or consignee, whether it is the property of one or more than one claimant, in any one accident.
(b)
The bureau may increase the minimum level of public liability and property damage protection required by this section if necessary to provide adequate
protection.
(c)
The bureau shall require all household movers to procure and continue in effect during the life of the permit cargo insurance in the amount of twenty thousand dollars ($20,000). However, upon a showing before the bureau by a household mover that a lesser amount of cargo insurance adequately protects the public, and a finding by the bureau to that effect, the bureau may authorize the
household mover to procure and continue in effect during the life of the permit the lesser amount of insurance.